Dear subscribers and families,

We are beyond saddened to learn of the devastation caused by Hurricane Irma. On behalf of everyone at Heritage Education Funds International, we want to send our thoughts and well wishes to everyone in the British Virgin Islands. We understand that during this difficult time, the safety and well-being of you and your loved ones is what's most important.

Therefore, Heritage is taking the necessary steps to allow subscribers to focus on what's important. Our aim is to ensure every family affected is able to maintain their scheduled contributions without penalties. Therefore, if you are unable to make your scheduled contribution on time and your plan is in arrears, we will extend the grace period for making up missed contributions to December 31, 2017.

If you have any questions, please contact your local Sales Representative or our Customer Service Department, as there may be other ways we can assist you.

We hope this small gesture will help alleviate any concerns you have about your Heritage Education Savings Plan.

Best regards,

Natasha Kostyuk
Vice President, Client Services and Operations
Heritage Education Funds International

Customer Service
Email: CustomerCare@heritageesp.com
Phone: 1.416.502.2500